Senior SME Credit Underwriter
What You Will Do
- Analyze financial statements, cash flow stability, and creditworthiness metrics and other industry-specific risks to evaluate repayment capacity to assess the creditworthiness in complex SME loan applications.
- Proactively identify automation opportunities and leverage new data sources to enhance underwriting efficiency and accuracy.
- Leverage AI tools to enhance predictive modeling, automate routine data extraction, processing and analysis, and improve the speed and accuracy of credit underwriting.
- Track performance of existing credit portfolios to identify trends and early warning signs of credit deterioration.
What You Need:
- 2+ years of proven experience in SME underwriting, with a focus on evaluating business operations and cash flow stability.
- Strong analytical skills with a meticulous attention to detail when assessing creditworthiness.
- Familiarity with AI-driven analytics, data wrangling, and visualization concepts.
- Ability to thrive in a fast-paced environment and manage multiple complex underwriting tasks simultaneously.
Method of Application
Interested and qualified? Go to Carbon Nigeria on docs.google.com to apply