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Business Development Officer

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience 2 years
  • Location Lagos
  • Job Field Sales and Business Development&nbsp

Job Summary

  • The Business Development Officer is responsible for identifying new business opportunities, building and maintaining strong client relationships, and driving the company’s growth objectives.
  • The role involves developing strategies to increase revenue, expanding the customer base, and promoting the company’s products and services.

Responsibilities

  • Identify and pursue new business opportunities to drive growth.
  • Build and maintain strong client relationships.
  • Develop and implement sales and marketing strategies.
  • Prepare proposals, presentations, and reports.
  • Negotiate and close business deals.
  • Conduct market research and monitor industry trends.
  • Collaborate with internal teams to ensure client satisfaction.
  • Represent the company at meetings and networking events.

Requirements

  • Bachelor’s Degree in Business Administration, Marketing, or related field.
  • Minimum of 2 years’ experience in business development or a similar role.
  • Strong communication, negotiation, and interpersonal skills.
  • Ability to meet targets and drive results.
  • Proficiency in Microsoft Office tools.
  • Good organizational and time management skills.

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Method of Application

Job Summary

  • The Debt Recovery Officer is responsible for managing and recovering overdue loans while maintaining a professional relationship with clients.
  • The role involves monitoring loan performance, engaging clients with overdue obligations, negotiating repayment plans, and ensuring recovery efforts are carried out in line with company policies.

Job Description

  • Monitor the loan portfolio daily to identify non-performing and overdue accounts.
  • Liaise with collections officers to review account statuses and recovery strategies.
  • Contact defaulting clients via calls, messages, and other approved communication channels to follow up on repayments.
  • Send formal demand notices and reminders to clients with overdue obligations.
  • Engage clients in constructive discussions to understand reasons for default and explore repayment solutions.
  • Negotiate repayment plans and ensure agreed terms are documented and followed.
  • Conduct field visits to clients where necessary, in line with company policy.
  • Maintain accurate records of all recovery activities and client interactions.
  • Escalate difficult or high-risk accounts to management for further action.
  • Liaise with relevant stakeholders to track down clients who may have changed location using lawful and professional means.
  • Ensure all recovery activities are conducted ethically, professionally, and in compliance with regulatory and organizational standards

Job Requirements

  • Bachelor’s degree in finance, Accounting, Business Administration, or a related field.
  • Proven experience in loan recovery, debt collection, or credit management (minimum 1– 3 years preferred).
  • Strong negotiation and communication skills.
  • Good understanding of debt recovery procedures.
  • Ability to remain calm and professional when dealing with difficult clients.
  • Knowledge of relevant financial regulations and ethical collection practices.
  • Strong analytical and problem-solving skills.
  • Ability to maintain accurate records and prepare reports.
  • High level of integrity and professionalism.
  • Willingness to undertake field visits when required.

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