Business Development Officer
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 2 years
- Location Lagos
- Job Field Sales and Business Development 
Job Summary
- The Business Development Officer is responsible for identifying new business opportunities, building and maintaining strong client relationships, and driving the company’s growth objectives.
- The role involves developing strategies to increase revenue, expanding the customer base, and promoting the company’s products and services.
Responsibilities
- Identify and pursue new business opportunities to drive growth.
- Build and maintain strong client relationships.
- Develop and implement sales and marketing strategies.
- Prepare proposals, presentations, and reports.
- Negotiate and close business deals.
- Conduct market research and monitor industry trends.
- Collaborate with internal teams to ensure client satisfaction.
- Represent the company at meetings and networking events.
Requirements
- Bachelor’s Degree in Business Administration, Marketing, or related field.
- Minimum of 2 years’ experience in business development or a similar role.
- Strong communication, negotiation, and interpersonal skills.
- Ability to meet targets and drive results.
- Proficiency in Microsoft Office tools.
- Good organizational and time management skills.
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Method of Application
Job Summary
- The Debt Recovery Officer is responsible for managing and recovering overdue loans while maintaining a professional relationship with clients.
- The role involves monitoring loan performance, engaging clients with overdue obligations, negotiating repayment plans, and ensuring recovery efforts are carried out in line with company policies.
Job Description
- Monitor the loan portfolio daily to identify non-performing and overdue accounts.
- Liaise with collections officers to review account statuses and recovery strategies.
- Contact defaulting clients via calls, messages, and other approved communication channels to follow up on repayments.
- Send formal demand notices and reminders to clients with overdue obligations.
- Engage clients in constructive discussions to understand reasons for default and explore repayment solutions.
- Negotiate repayment plans and ensure agreed terms are documented and followed.
- Conduct field visits to clients where necessary, in line with company policy.
- Maintain accurate records of all recovery activities and client interactions.
- Escalate difficult or high-risk accounts to management for further action.
- Liaise with relevant stakeholders to track down clients who may have changed location using lawful and professional means.
- Ensure all recovery activities are conducted ethically, professionally, and in compliance with regulatory and organizational standards
Job Requirements
- Bachelor’s degree in finance, Accounting, Business Administration, or a related field.
- Proven experience in loan recovery, debt collection, or credit management (minimum 1– 3 years preferred).
- Strong negotiation and communication skills.
- Good understanding of debt recovery procedures.
- Ability to remain calm and professional when dealing with difficult clients.
- Knowledge of relevant financial regulations and ethical collection practices.
- Strong analytical and problem-solving skills.
- Ability to maintain accurate records and prepare reports.
- High level of integrity and professionalism.
- Willingness to undertake field visits when required.
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