Credit Sales Manager (CSM)
Role Summary
- The Credit Sales Manager is responsible for driving the growth of the Bank’s Risk Asset Portfolio within an assigned segment.
- This role focuses on executing loan sales strategies, managing team performance, ensuring portfolio quality, and delivering profitability targets.
Key Responsibilities
- Drive achievement of a monthly loan disbursement target of N750 million.
- Develop and execute strategies to acquire new credit customers across target markets.
- Ensure high portfolio quality with minimal delinquency in line with credit policies.
- Supervise, coach, and manage Credit Sales Managers to enhance productivity.
- Monitor loan performance and implement proactive recovery strategies.
- Build and maintain relationships with key stakeholders, including government institutions and business clients.
- Provide regular performance reports and market insights to management.
Key Performance Indicators (KPIs)
- Monthly loan disbursement: ₦750 million
- Portfolio at Risk (PAR ≤ 3%)
- Revenue growth and customer retention
- Recovery efficiency and reduction in delinquent accounts.
Qualifications & Experience
- Bachelor’s Degree in Finance, Business Administration, Marketing, Economics, or a related field.
- 6 – 8 years’ experience in credit sales or business banking.
- Proven track record in managing loan portfolios and achieving high-value credit sales targets.
- Strong expertise in credit risk assessment, loan structuring, and recovery strategies.
Method of Application
Interested and qualified candidates should send their CV to: recruitment@kolomonimfb.com using the job title as the subject of the mail.