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Team Manager – Merchant Lending (Enugu)

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience 6 years
  • Location Enugu
  • Job Field Sales & Business Development&nbsp

Key Responsibilities
Loan Officer Supervision:

  • Manage Team of Portfolio managers play a team leadership role that motivates team members to achieve excellence
  • Ensure that individual loan officers on team meet monthly disbursement objectives
  • Ensure that individual loan officers on team meet monthly quality targets by maintaining a very strict minimum risk level
  • Monitor performance to make sure that every team member is performing to the optimum level and ensure that the policy and procedures are respected
  • Conduct pre-disbursement field visits with loan officers on team
  • Monitor daily repayment
  • Support loan officers with loan recovery, client acquisition
  • Approving loans when approval authorities are granted
  • Assessing periodically the performance of his/her team member for decision making
  • Support the area manager or the state manager in building a good working environment
  • Represent the institution towards active and potential partners with dignity and pride

Training:

  • Provide regular training for loan officers on team
  • Coach and mentor loan officers

Reporting:

  • Prepare daily reports on individual loan officer performance
  • Other tasks as assigned

Requirements

  • HND/Bachelor’s Degree in Sales and Marketing or related fields
  • A minimum of 6 years of experience in Loan Sales / Portfolio Management and team management
  • Ability to motivate a team of Sales Managers for performance
  • Extremely flexible, result-oriented, and hardworking with a strong track record of success
  • Ability to self-motivate and manage self
  • Good communication and interpersonal skills
  • High level of integrity
  • Dynamic and motivated and individuals who like to work outdoors
  • Target Driven.

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Method of Application

Description

  • FairMoney is at the forefront of revolutionizing banking in emerging markets with our credit-led mobile banking platform. Our primary operations began in Nigeria, where we have made significant strides since our inception in 2017, raising nearly €50 million.
  • The Finance department at FairMoney is a key component in this mission to provide banking services to all consumers across emerging markets. Finance drives the reporting, the strategic analysis, and the financial operations to make FairMoney’s mission possible. We are currently looking for a senior accountant:

Key Responsibilities
Monthly Management Reporting

  • Post journal entries and reconcile the general ledger for the accountant
  • Prepare relevant schedules supporting the items on the financial statement
  • Investigate and explain variances

Taxation:

  • Ensure PAYE, Pension, WHT, and VAT are appropriately deducted and remitted
  • Ensure annual and monthly filings are done on or before due dates

Finance Operation:

  • Carry out cash planning to ensure that expenses and obligations are met as needed
  • Ensure excess cash is passed to the Treasurer for investment 

Year-End Close / Statutory Audits:

  • Support year-end close and annual statutory audit

Requirements

  • Bachelor’s Degree in Accounting or a related discipline
  • 5 years of experience in the audit or financial service industry
  • Professional accounting certification (ACCA or ICAN)
  • Advanced Microsoft Excel Skills
  • Effective team player with a positive attitude
  • Proven ability to work with little supervision.

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