Enterprise Risk Management Officer
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience
- Location Lagos
- Job Field Finance / Accounting / Audit 
Responsibilities
- Assess key risks facing the bank and identify appropriate mitigation measures using the Risk Management Graduation Model (RMGM).
- Develop, analyze, and disseminate risk measurements, reports, and dashboards to support management decision-making.
- Manage enterprise-wide risks across all units of the bank and follow up to ensure timely compliance with risk observations and recommendations.
- Handle customer complaints received via the Toll-Free Telephone Line, investigate reported issues, and escalate findings to the Unit Head for management action.
- Review and verify Loan Officers’ daily transactions to ensure accuracy and compliance with internal policies.
- Perform quality control checks on transactions and operational processes.
- Conduct call-over of transactions to confirm correctness and completeness.
- Carry out any other ad hoc duties as may be assigned by management.
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Method of Application
Responsibilities
- Approve loan applications within specified approval limits and refer applications outside approved limits to management for further approval.
- Meet with loan applicants to obtain required information and respond to inquiries regarding the loan application process.
- Analyze applicants’ financial status, credit history, and collateral/property valuations to determine loan feasibility.
- Explain available loan products, credit options, and applicable terms and conditions to customers.
- Obtain, verify, and compile loan applicants’ credit histories, corporate financial statements, and other relevant financial documentation.
- Review, update, and maintain accurate credit and loan files in line with internal policies and regulatory requirements.
- Ensure compliance with credit policies, risk management guidelines, and regulatory standards.
- Provide periodic reports on loan portfolio performance as required.
Why Work with Bosak Microfinance Bank Limited?
- If you desire to work in an organization where employee motivation is key and passion is rewarded, then Bosak MFB might be the place for you.
- We are committed to building an open and rewarding work environment where all employees have equal opportunities for growth to realize their full potential.
- Our remuneration and employee welfare packages are among the best in the industry.
We offer the following Benefits:
- Salary: N100,000 – N140,000 Monthly.
- HMO
- Constant Training and Development
- Leave & Passage Allowance
- 13th Month.
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