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Enterprise Risk Management Officer

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience
  • Location Lagos
  • Job Field Finance / Accounting / Audit&nbsp

Responsibilities

  • Assess key risks facing the bank and identify appropriate mitigation measures using the Risk Management Graduation Model (RMGM).
  • Develop, analyze, and disseminate risk measurements, reports, and dashboards to support management decision-making.
  • Manage enterprise-wide risks across all units of the bank and follow up to ensure timely compliance with risk observations and recommendations.
  • Handle customer complaints received via the Toll-Free Telephone Line, investigate reported issues, and escalate findings to the Unit Head for management action.
  • Review and verify Loan Officers’ daily transactions to ensure accuracy and compliance with internal policies.
  • Perform quality control checks on transactions and operational processes.
  • Conduct call-over of transactions to confirm correctness and completeness.
  • Carry out any other ad hoc duties as may be assigned by management.

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Method of Application

Responsibilities

  • Approve loan applications within specified approval limits and refer applications outside approved limits to management for further approval.
  • Meet with loan applicants to obtain required information and respond to inquiries regarding the loan application process.
  • Analyze applicants’ financial status, credit history, and collateral/property valuations to determine loan feasibility.
  • Explain available loan products, credit options, and applicable terms and conditions to customers.
  • Obtain, verify, and compile loan applicants’ credit histories, corporate financial statements, and other relevant financial documentation.
  • Review, update, and maintain accurate credit and loan files in line with internal policies and regulatory requirements.
  • Ensure compliance with credit policies, risk management guidelines, and regulatory standards.
  • Provide periodic reports on loan portfolio performance as required.

Why Work with Bosak Microfinance Bank Limited?

  • If you desire to work in an organization where employee motivation is key and passion is rewarded, then Bosak MFB might be the place for you.
  • We are committed to building an open and rewarding work environment where all employees have equal opportunities for growth to realize their full potential.
  • Our remuneration and employee welfare packages are among the best in the industry.

We offer the following Benefits:

  • Salary: N100,000 – N140,000 Monthly.
  • HMO
  • Constant Training and Development
  • Leave & Passage Allowance
  • 13th Month.

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