Jobs at Rosabon Financial Services – Apply Now

Job Summary

• We are seeking a results-driven Loan Officer to market and sell salary loan and investment products to individual and corporate clients. The ideal candidate musthave strong sales skills, a passion for financial services, and the ability to meet business targets.

Responsibilities

• Market and sell salary loan and investment products.
• Source and onboard new individual and corporate clients.
• Build and maintain strong customer relationships.
• Achieve monthly sales and revenue targets.
• Identify new business opportunities and generate quality leads.

Requirements

• Minimum qualification: NCE, OND, HND, or Bachelor’s degree.
• 1–3 years’ experience in sales, marketing, or customer service.
• Experience in financial services, salary loans, investments, banking, insurance, or related industries is an added advantage.
• Candidates with existing corporate networks will be preferred.
• Strong communication, negotiation, and relationship management skills.

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Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.
• He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Deposit mobilization to meet set targets

Key Performance Indicators

• Meet Set Monthly loan and investment Targets
• Reduced number of Non-Performing loans
• Customer retention rate of minimum 90% across loan and investment products

Requirements

• Candidates should possess a B.Sc Degree in Finance, Economics or a related field
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment and meet set target.