Job Vacancies at LAPO Microfinance Bank Limited – Apply Now

Job Summary

• The Head, Payroll Lending, is responsible for the strategic leadership, growth, and operational performance of the Bank’s payroll lending business. This role entails developing robust credit policies, overseeing the end-to-end loan lifecycle, ensuring regulatory compliance, including adherence to Central Bank of Nigeria (CBN) guidelines, and driving innovative payroll loan products and partnerships. The ideal candidate is an experienced credit professional with a strong background in payroll-based lending, portfolio risk management, and business development within Nigeria’s financial services sector.

Key Responsibilities

• Design and execute a growth-focused strategy for the Bank’s payroll lending portfolio in line with corporate objectives.
• Establish, review, and regularly update payroll lending policies and procedures to ensure efficiency, compliance, and risk control.
• Identify and develop new payroll loan offerings based on market needs and competitor analysis; collaborate with Product and IT teams to bring solutions to market.
• Lead the credit risk evaluation process for payroll loans and implement frameworks to mitigate delinquency and default risks.
• Monitor the payroll lending portfolio’s performance, assess key performance indicators (KPIs), and implement strategies to enhance loan quality and profitability.
• Build and maintain strategic relationships with employers, government agencies, and corporate partners to boost payroll loan origination. 
• Supervise and coach the payroll lending team, promote professional growth, and maintain a high-performance culture.
• Ensure adherence to all applicable laws, CBN guidelines, data protection regulations, and internal control policies concerning payroll lending.
• Generate insightful portfolio performance reports and dashboards for senior management, with actionable recommendations for improvement.
• Identify areas for operational efficiency and implement enhancements to reduce turnaround time and improve borrower experience.
• Work closely with departments such as Finance, Internal Control, Marketing, Risk, and IT to ensure seamless operations and cross-functional support.

Qualifications & Experience

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field. Relevant professional certifications (e.g., CIBN, CRMS, ACA) are an advantage.
• Minimum of 7 years of experience in consumer lending, with at least 3 years in payroll lending or unsecured loans within the Nigerian financial sector.

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Job Summary

• A general services manager is responsible for overseeing and planning the delivery and quality of essential services that support the core functions of an organization; additionally, ensure availability, receipt, smooth distribution and documentation of all operational material across all branches in the zone.

DUTIES & RESPONSIBILITIES

• Maintain data base of all asset of the bank as relate to the zone
• Coordinate and ensure that appropriate asset in the zone is insured 
• Track and monitor use of papers at meetings and submit monthly report
• Manage all insurance related matters
• Manage and collate all rent related issues
• Monitor all budgets and expenditures as regard to asset management 
• Ensure that all office is branded in line with bank goals & objective
• Supervise and keep records of all securities, and cleaner across the bank
• Attend to vendors and ensure that all vendors are duly register with the bank
• Ensure effective distribution of all operating materials and stocks to all branches in the zone
• Receive and document all stocks and stationaries in the zone
• Keep up to date inventory of stock and stationaries in the zone and do a quarterly stock/stationaries needs assessment
• Ensure that all approved CUG and Non-CUG lines are topped up.
• Be responsible for vehicle monitoring and maintenance
• Ensure all branch equipment, furniture and other needs are met
• Perform other duties and responsibilities, as may be assigned periodically. 

Requirements

• Bachelor’s in Business Administration or related field
• 5–7 years in facilities/corporate services
• Strong leadership and organizational skills

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