Credit Officer (Lagos State)
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in MIANLAND & ISLAND, LAGOS STATE.
- AJAH
- BOGIJE
- OBALENDE
- SURA
- CMS
- LAGOS ISLAND
- BADAGRY
- OKO AFOR
- AGUMON
- MOSAFEJO
- AMUKOKO
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyse risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor the progress of existing loans
- Daily & weekly repayment collection
REQUIREMENTS AND SKILLS
- Proven work experience as a Credit Officer, loan officer,, or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
BENEFITS:
- Starting Salary: 104,000
- Monthly incentive
- Pension
- Bi-annual Profit Sharing
- HMO
- Flexible working hours: 11 am – 6 pm
- Yearly appraisal
- Salary review based on performance
Method of Application
Interested and qualified candidates should forward their CV to career@entourageloans.com/career.entourageint@gmail.com using the position and location as the subject of the email. E.g., CREDIT OFFICER/AJAH MARKET