Credit Officer at Castville Solutions – Apply Now

Job Summary

• The Credit Officer is responsible for evaluating loan applications, assessing the creditworthiness of clients, monitoring repayment activities, and ensuring compliance with the organization’s credit policies.
• The role involves maintaining a healthy loan portfolio, minimizing risk, and supporting clients with financial guidance.

Key Responsibilities

• Evaluate loan applications and analyze applicants’ financial status, credit data, and repayment ability.
• Conduct risk assessment and recommend loan approvals or rejections based on established criteria.
• Monitor and follow up on loan repayments to minimize default rates.
• Maintain accurate records of credit applications, approvals, disbursements, and repayments.
• Conduct field visits to verify client information and assess collateral.

Qualifications & Skills

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Proven experience in credit analysis, loan processing, or banking.
• Strong analytical, decision-making, and risk assessment skills.
• Excellent communication and interpersonal skills.
• Proficiency in MS Office (Excel, Word, Outlook); experience with loan management software is an advantage.